Do you have a credit card or unsecured loan?

Would you like to have its balance written off?

We can assess the agreements you entered into to see whether it is possible to write off or substantially reduce your credit card, store card or unsecured loan balance. We could help thousands of people write off the entire balances of their credit card and unsecured loans through a completely legal process. Our specialist team are waiting to assess your case.

Take The Two Minute Test  - click below.

This will let you know whether you will be applicable for this.

What do I do next? - click here...

How does it work?

Key changes to the Consumer Credit Act 1974 ("the Act") means that some credit cards and unsecured loans issued before 1st April 2007 could be totally written off through our legal process.

Unfortunately many lenders / institutions may have failed to have internal systems robust enough to ensure adherence to the requirements of the Act in relation to agreements.

Recent case law and amendments to the Act has resulted in an ability to challenge a regulated agreement on the basis of their non compliance with the strict requirements of the Act which was designed to protect consumers, such as you. For example the aim of the Act was to make sure consumers understood what rights they have and what redress was available if dissatisfied. The Act laid down strict requirements as to the form and content of regulated agreements. Failure to comply with certain elements of these requirements could lead to the agreement being (irremediably) unenforceable. Failure to comply with other elements means the agreement is unenforceable without leave of the court.

In April 2007, key changes were brought into force by the Consumer Credit Act 2006, which amended certain provisions of the Consumer Credit Act 1974. This is why we can only look at agreements that were taken out before April 2007.

Irrespective of who your credit card, store card or unsecured loan provider is, we can help with any number of cards or loans, providing that: 

·         The card or loan agreement was taken out before the 1st April 2007

·         The outstanding balance is over £2,000 and less than £25,000

Once instructed, Scorpio Connect (the Appointed Representative of Credit Issues Ltd) will contact you and once signed up our specialist team will obtain and assess your agreements and guide you through the rest of the process.

Not only are we seeking to write off or reduce the balance of your credit card, store card or unsecured loan, but we will also seek to reclaim any mis-sold payment protection insurance or accident sickness cover together with interest, if a broker was involved in the making of the agreement. We will seek to recover any secret commission paid to the broker and finally Credit Issues will endeavour to recover any extortionate charges on the agreements(s).

But remember, this only applies to any credit card, store card or unsecured loan that was taken out before the 1st April 2007, and that has an outstanding balance of more than £2,000 and less than £25,000.

No matter how many cards or loans you have we could help with them all. If your case meets the qualifying criteria the balance of your credit or store card or unsecured loan could be written off in full. Sound too amazing to be true? Then take our simple online test now –

Take The Two Minute Test  - click below.

This will let you know whether you will be applicable for this.

What do I do next? - click here...

How much is this going to cost?

Yes, we do charge for our services to help you clear your debts, but it may not be as much as you think. These costs, to you (the client) include an ‘Instruction Fee’ (payable at the first meeting), and a ‘Conditional Fee’ (which becomes due when your first credit card / loan is cleared).

These fees are explained in more detail on our FAQ web page. But they do relate to the number of cards and loans you want to clear and how many applicants there are.

Essentially, for each applicant, the costs are as follows: 

·         £450 for the first card or unsecured loan (and to join Credit Issues)

·         £150 for each additional card or unsecured loan

·         £1,000  - A Conditional Fee payable when the first card or unsecured loan is cleared

And that's it - you pay nothing else!

We can reduce your indebtedness by many thousands of pounds, so for further information on our costs (including some sample situations) and the debts you might be clearing, click here...

And whilst our aim is to have the total outstanding debt wiped off for you, at the very least we would aim to have the total debt substantially reduced and make your life a whole lot easier.

“Wouldn’t that be a nice feeling?”

To see what to do next - Click here...

Debt Management

1.  Whether or not we can help with clearing your card and loan debts, we can also possibly help with a debt management program that’s tailored to your particular circumstances.

Call us to see if we can help.

Scorpio Connect Ltd is an Appointed Representative of Credit Issues Ltd.

Credit Issues Ltd specialise in consumer credit agreements therefore ensuring the best possible assessments. Credit Issues Ltd is regulated by the Ministry of Justice in respect of claims management activities. See www.claimsregulation.gov.uk

To find out more, please call us on 01823 251444 for an informal chat, with no commitment, or...

Register your interest by sending us an email - just click below...

What have you got to lose?